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Loan Programs
Loan Programs
Fast & Easy
Finally a reward for your excellent credit record - a simpler home loan with lower documentation requirements!
The Fast & Easy loan features streamlined processing, no cash reserves, and as little as 5% down. The loan is available for purchases, refinances, and even cashout transactions!
Give us a call - you could be closing your next loan a lot sooner than you think!
Interest Only
With an Interest Only loan, you could pay just interest for the first 10 or 15 years! That means a lower monthly payment, which means you could qualify for a larger loan amount!
The interest Only loan features:
- As little as 5% down
- Loan amounts up to $2 million
- Available for purchases, refinances,and even cashout
When you're looking to lower your payment, yet qualify for the largest loan amount possible, think Interest Only. Give us a call today for all of the details!
100% Purchase
We offer several options that allow you to put as little as nothing down.
- Minimize cash needed to close your loan
- Get the lowest payment possible while avoiding mortgage insurance
- Maximize your tax deductions
- Speed up the loan approval process
You could even qualify for a larger loan amount! Just ask us - we'll be happy to explain how you can get the most your of your mortgage!
Mortgage transactions can be complicated and confusing. Mid Atlantic Capital can help you select the best type of loan to meet your needs. The following are just a few of the many purchase loan and refinance products Mid Atlantic Capital offers its clients. As you can see, we have an extensive depth and scope of flexible programs which ultimately means that we can find the right loan for you.
Residential Financing Loan Programs:
- No points fixed and adjustable rate loans
- Cash-out refinances
- FHA/VA loans
- Condominium financing
- 5% down, low owner-occupancy condos
- Zero down payment loans with excellent credit
- 3% down payment with expanded qualifying ratios
- 10% down, conforming and jumbo, multi-family
- Financing experts for self-employed individuals
- No income, no asset verification mortgages
- Limited documentation loans programs
- Rehab loans with 5% or 10% down
- Construction to permanent financing
- Home improvement construction loans
- Investor properties with cash-out to 75% LTV
- 10% down, investor multi- family properties
- Cash-out on non-owner occupied properties (1 to 4 units)
- Loans for special, non-conforming situations
- borrowers with less than perfect credit
- bankrupt borrowers
